You’re probably thinking that this whole premise liability thing is not a big deal. If you’ve bought business insurance that covers premise liability claims, then you may be right. However, the typical startup professional tarot reader these days isn’t operating out of his or her own storefront (and if you are, then my post is not likely to pertain to you because you’ve already got insurance to handle this). You’re probably reading out of your home, meeting clients at a local shop or café, or meeting clients at their homes. And you’re going at it without insurance coverage because you’re a maverick. Eeps. What could possibly go wrong?
I say any time you’re doing business, you better get insurance to cover every aspect of your business operations. But if nothing I say is going to convince you to pay out for insurance coverage, then read on and at least half-cover your butt.
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